Hou Changming, who has been wearing a 20-year-old pants, suddenly figured it out after being 50 years old and spent millions of his family traveling to Italy! 4 tips for middle-aged life

Hou Changming, who is famous in the entertainment circle for "Jingsheng", brought his wife and daughter to Italy to "successfully" last year. His wife chased him and asked him: "Really? No, it's not OK, it's expensive to spend too much money!" Hou Changming said calmly: "No, you have to accompany me. Even if you don't have to sell a house in the future, I must go to Italy!"

Traveling, the family traveled from Venice to Roma, and the whole trip was self-service. They ate wherever they wanted and eat as much as they wanted. They ate pizza with crispy skin and rich food, tiramisu with a very fragrant taste, shopping at Roma competition venues, boutiques, etc. for 3 days. This trip cost Hou Changming nearly 1 million savings. He joked that he had saved up to 20 years of underwear! Why did you suddenly figure it out and spend a lot of money to travel to Italy?

Where is happiness important in money? Middle-aged should be of quality first

"In fact, before going to Italy, I felt a little bit of middle-aged depression." At that time, he realized that he was almost 50 years old. "I said that I was fifty years old. In fact, I could live healthily for about 30 years at the age of 50, and this is just a guess! Look at my first half of the time I ran after money, and the dream of traveling around the world has not started yet, and the far countries have not yet gone, so I am already 50 years old. What if I don't have the energy in the future? The more I think about it, the more I panicked!"

The unfinished life list is listed in his brain like a code, and I am afraid I will be full of thought. Hou Changming has always been very careful, but the longer the numbers on the deposit, it also means that the heavier the shackles heavier. "If you get old in the future, just use the money, or remembering is the most important thing. So I took Yalan and the children to arrange everything, and the trip to Italy is gone!"

After going to Italy next month, they went to Thailand. A friend asked him, "Are you a happy person? Why do you feel like you are playing!" "I haven't been playing all the time! Although I plan to go to the United States for three greetings in August this year." Hou Changming smiled slightly. He believed that travel is a good recipe for life. After being charged, you will come back to live seriously and work seriously. Only in this way can life be considered enjoyable!

{twenty three} {twenty four}

Quality comes from economic foundation, and the investment income and income prerequisites

The prelude to life with a good taste is to have an economic foundation. When he was a child, he was scared, so he slowly saved money one by one, and before he was 30 years old, he saved it to his first ten thousand in his life.

It was not long before he got up, and he lost all his savings in a year, and the honeymoon trip was supported by his mother-in-law. Looking back at that time, the couple quarreled over money every day. Later, the two started to retaliate and revenge in the financial aura in 2008. At that time, he was just 40 years old.

These two painful experiences have allowed Hou Changming to learn four words: asset configuration.

He began to learn finance seriously and understand the importance of diversified investment. "Short-term investment cannot be heard because it has a lot of fluctuations, so you have to do enough research and start. Even if you lose it, it will not affect your life. In the medium term, it means that there is not much interest allocation, but there is still potential for growth in the future, such as Chinese funds; in the long term, it is a stable financial commodity, such as funds, Taiwan Stock Exchange, and insurance. It is best to have an investment return rate of 10-12%. As long as you grasp the trend in the future, no matter how high or low it is, you must be able to sleep."

"Like I paid the US dollar policy for 6 years, it was very expensive, but I gritted my teeth and finished it. The advantage now is that we have a banknote every year, which is the fund for our travels."

The performance circle has been in a downturn in recent years. All the programs hosted by Hou Changming were stopped two years ago. After staying silent at home for a month, I decided to invest in an associate's investment. The wife's chief started with Chinese and Western chefs. She has photos of Chinese and Western chefs, and is good at dressing and running fans. So the couple opened an online clothing and handmade store.

It can be found that Hou Changming, who is 40 years old, is very cautious in every step of his investment. "Investment should strive to be stable, replace short-term lines with long lines, and do not waste money. All risks must be reduced to a range that can be borne, so that you can have the capital and grow old."

With money, you should also be right, so that you can be happy every day

"When you have money, you have to let go of flowers, and happiness comes from here." Speaking of current daily life, in addition to traveling abroad, you often carry your wife and children to eat and drink. You have visited Keelung Night Market three times a month. Hou Changming is very good at long-term business and creating daily happiness and romance.

"One day Yalan asked me, "Is this dress good looking?" I said it was not good, so she wanted to hit me, and I said, "You look much better than clothes, come and talk about it." Then she was very happy because I flirted with her every day." Hou Changming said that his wife, whom he had known for 22 years, was as happy as a high school student talking about the person he was pursuing.

Middle age is the most prosperous time in a person's life. The reason for the prosperity is not economic conditions, but psychological conditions.

Hou Changming in front of him is a happy middle-aged man. No matter what difficulties he will encounter after he is 50, you believe that he will definitely be able to continue to live a fantasy film and fight for his life with a charming smile.

4 tips for middle-aged life:

1. It is good to keep a real estate for a girl, but be careful not to be trapped because of this. It is the most important thing for you..

2. It is recommended to be brave enough to try different investments before the age of 40, and to be conservative and stable after the age of 40. Only by studying and investing can the elderly have a guaranteed life. It is better to do it early than to do it late than to do it late than to do it late or not.

3. If you want to have a happy marriage, there must be someone who can play romance between the couple.

4. When middle-aged, you must find people, things, and things that will make you happy.

The original article was published on June 3, 2019. "This Weekly Magazine Happiness and Maturity":

. Only by trying hard to make half a piece of money can you realize that happiness is more important than money! 50-year-old Hou Changming: After middle age, you have to spend money for yourself!

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